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Virtual Education Center

Federal Employees

United Healthcare

Putting a spotlight on your smile

Watch how we go above and beyond oral health

Brush up on your benefits

UnitedHealthcare dental coverage is designed to do more, with:

  • 373,000 access points for dental care nationwide.
  • Dental coverage on select services for 8 chronic conditions, including pregnancy.
  • No additional cost or referrals needed for expanded maternity dental care.

UnitedHealthcare offers two FEDVIP dental options, Standard and High. Which you choose should depend on the state of your smile, and what’s most cost-effective for you and your family.

For diagnostic & preventive services, either plan is the same.

For more complex services and orthodontia, the High option offers greater levels of coverage, whether for a child or an adult.

Dental CoverageHIGH
In Network
Out of Network
In Network
Out of Network
Diagnostic Services (e.g., checkups, X-rays, lab tests) Class A100%90%100%90%
Preventive Services (e.g., cleanings, fluoride, sealants) Class A100%90%100%90%
Intermediate Services (e.g., extractions, oral surgery) Class B70%60%55%40%
Major Services (e.g., crowns, implants, dentures) Class C50%40%35%20%
Annual Maximums for A, B & C(unlimited)(unlimited)($1,500 max/yr)($1,000 max/yr)
Orthodontic Services Class D50%
($4,000** lifetime ortho max)
($4,000** lifetime ortho max)
($2,000* lifetime ortho max)
($2,000* lifetime ortho max)

See your benefit summary for complete plan details, including exclusions and limitations.

* $2,000 lifetime maximum per person combined for in-network or out-of-network.

** $4,000 lifetime maximum per person combined for in-network or out-of-network.

What’s in that grin?

What you don’t know about oral health can hurt you. Gum disease can contribute to a host of other health issues, including diabetes, heart disease, respiratory ailments and rheumatoid arthritis.2 So regular visits to your dentist may catch a lot more than tartar buildup.

Good habits, good health

Your FEDVIP benefits offer 100% coverage when you visit a network dentist for preventive care2:

  • Two routine checkups per year—one every 6 months.
  • Annual oral cancer screenings (for covered adults 18 and older).
  • Extra cleanings and gum treatments for expectant mothers—as recommended by your dentist.4

Learn about other connections between oral health and overall health:

Our Dental education highlights empower members to improve their health overall through wellness education and tips, including:

  • Tips on keeping your child’s teeth healthy.
  • How to eat right for better oral health.
  • How to care for your mouth when you have diabetes.

UnitedHealthcare Dental Resources educates members on key oral care topics, including the possible impact of opioids prescribed after oral surgery.

Learn more about our dental education programs in the Resources.

Something to chew on 50% of adults over 30 in the U.S. have gum disease.3

It’s all connected

We know that dental health is intimately tied to wellness. So we thought, why can’t it go both ways? Enter the FEDVIP Benefit Hub: a 24/7 centralized platform that links your Dental benefits to a network of wellness resources—and discounts—at no additional cost to members.

From hearing aids to family entertainment, we’ve made it easier to link your benefits to your life.

  • UnitedHealthcare® Hearing. Discounts of up to 80% on name-brand and private-label hearings aids—available from any of our 5,500 UnitedHealthcare Hearing providers nationwide.5
  • Contact lens and LASIK discounts. A 10% discount through, plus a discount of up to 35% off the national average price for laser vision correction through QualSight® LASIK.
  • Online coaching. Savings on weight loss, stress reduction, quitting smoking and other health-minded programs.
  • Fitness & Lifestyle. Discounted fitness memberships and training, as well as restaurants, tech services, entertainment and more.

Taking a bigger bite out of dental issues

We’re filling the gaps in dental care with a set of initiatives designed to support better health and cost-control.

UnitedHealthcare Dental Days™ are “pop-up” dental clinics that come to you where you work, offering easier access to licensed dental providers for services from X-rays to fillings.6

Enhanced chronic condition benefits offer additional dental services to FEDVIP Dental members with one or more of 8 chronic conditions:

  • Asthma
  • Coronary Artery/Cardiovascular Disease
  • COPD
  • Pregnancy
  • Cerebrovascular Disease
  • Diabetes
  • Kidney Disease
  • Rheumatoid Arthritis

The Oral, Head and Neck Cancer benefit helps lessen the cost burden of critical illness with a one-time payment of $2,000 to FEDVIP Dental members whose teeth are affected to cover unexpected expenses.

International benefits provides overseas dental coverage—along with claims processing help—via our global unit, which serves 7 million people in more than 130 countries.

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