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Virtual Education Center

Cherry Creek School District

United Healthcare

It’s good to have options

The Cherry Creek School District offers you and your family a choice of 4 medical plans – 2 Choice Plus plans designed for flexibility and 2 Colorado Doctors Plan options focused on value.

  • UnitedHealthcare Choice Plus HDHP 6000
  • UnitedHealthcare Choice Plus DHMO 2500
  • UnitedHealthcare Colorado Doctors Plan HDHP 6000
  • UnitedHealthcare Colorado Doctors Plan DHMO 2500

Whichever plan you choose, you’ll have coverage for a range of services including:

  • Preventive care (100% coverage in network)
  • Physician and specialist office visits
  • Lab, X-ray and diagnostic services
  • Urgent care and emergency services
  • Inpatient hospital services
  • Rehabilitation and skilled nursing facility services
  • Behavioral health services

Get a first look at how your plan works

See how the Colorado Doctors Plan may help simplify your life.


Watch what makes Choice Plus different.


Plans designed to help fit the way you live

Take a closer look at the distinctive benefits of each of the Colorado Doctors Plan and Choice Plus plans.

Colorado Doctors Plan

A collaboration between UnitedHealthcare, CommonSpirit Health, AdventHealth, HealthONE and Banner Health, Colorado Doctors Plan (CDP) is a different kind of health plan – one that focuses on your relationship with your doctor.

CDP is available to employees in the Denver metro area, including these 11 counties:

  • Adams
  • Arapahoe
  • Boulder
  • Broomfield
  • Denver
  • Douglas
  • El Paso
  • Jefferson
  • Larimer
  • Morgan
  • Weld

Plan highlights

  • Quality care from a doctor who knows you

    With the plans, you’ll need to select a primary care provider (PCP) – although each covered member of your family can choose their own if they like. Your PCP is there to guide your care, help you avoid cost surprises and support you in reaching your best health. When you’re ready to start looking for a PCP, just follow the steps in the Provider Search.
  • Broad network coverage

    Choosing from the CDP network of providers and facilities is a key to getting cost savings and quality care. Just note that if you go outside the network for non-emergent care, you’ll be responsible for all the costs yourself.
  • Lower copays and out-of-pocket costs

    The plans do include copays – the fixed amount you pay each time you see a network provider – but you’ll have a $0 copay for PCP, urgent care, online medical and behavioral health visits.
  • No referrals required to see a specialist

    While your PCP may be in the best position to recommend specialist care, you won’t need a referral for a specialist visit.
  • Preventive care at no additional cost with a network provider

    Along with wellness coverage, you’ll get a range of tools and resources to help keep you active and informed about your health.
  • Pharmacy benefits through OptumRx

    You can order up to a 3-month supply of the medications you take regularly and have them delivered right to your home.
  • Health Savings Account (HSA) with HDHP plan

    Your HSA is basically a personal bank account that lets you save money, pre-tax, to help pay for your out-of-pocket medical expenses. It may offer more flexibility than a Flexible Spending Account (FSA), which is offered with the DHMO plan.
Look for the hearts
The UnitedHealth Premium® program (you’ll know it by the two blue hearts) highlights providers who meet specific quality criteria for safe, timely, effective and efficient care.

Want to look even deeper into coverage amounts and more?

Download your plan’s Summary of Benefits and Coverage (SBC)
Colorado Doctors Plan DHMO 2500
Colorado Doctors Plan HDHP 6000

Choice Plus

With the UnitedHealthcare Choice Plus plans, you have the freedom to choose your care from within or outside the network – without having to choose a primary care provider (PCP) or forfeiting coverage when you go out of network.

Plan highlights

  • Out-of-network coverage

    With the plans, you have coverage for out-of-network care.
  • Savings on network services

    While you’re not required to stay in the network, you may save more if you do, since network providers have negotiated rates with UnitedHealthcare. When you want to find a network provider, just follow the steps in the Provider Search.
  • Robust national network

    The UnitedHealthcare national network of providers and facilities may not only save you money, but gives you access to quality care – even when you’re traveling.
  • Preventive care at no additional cost with a network provider

    Along with wellness coverage, you’ll get a range of tools and resources to help keep you active and informed about your health.
  • Pharmacy benefits through OptumRx

    You can order up to a 3-month supply of the medications you take regularly and have them delivered right to your home.
  • Health Savings Account (HSA) with HDHP plan

    Your HSA is basically a personal bank account that lets you save money, pre-tax, to help pay for your out-of-pocket medical expenses. It may offer more flexibility than a Flexible Spending Account (FSA), which is offered with the DHMO plan.
Look for the hearts
The UnitedHealth Premium® program (you’ll know it by the two blue hearts) highlights providers who meet specific quality criteria for safe, timely, effective and efficient care.

Want to look even deeper into coverage amounts and more?

Download your plan’s Summary of Benefits and Coverage (SBC)
Choice Plus Plan DHMO 2500
Choice Plus Plan HDHP 6000

Cherry Creek School District Plan comparison chart

Health benefits
July 1, 2024 – June 30, 2025
Plan overview
Colorado Doctors Plan
HDHP 6000
Colorado Doctors Plan
DHMO 2500
Choice Plus
HDHP 6000
Choice Plus
DHMO 2500
Network coverageColorado Doctors Plan
HDHP 6000:
Network
Colorado Doctors Plan
DHMO 2500:
Network
Choice Plus
HDHP 6000:
Network and out-of-network
Choice Plus
DHMO 2500:
Network and out-of-network
National networkColorado Doctors Plan
HDHP 6000:
No
Colorado Doctors Plan
DHMO 2500:
No
Choice Plus
HDHP 6000:
Yes
Choice Plus
DHMO 2500:
Yes
PCP requiredColorado Doctors Plan
HDHP 6000:
Yes
Colorado Doctors Plan
DHMO 2500:
Yes
Choice Plus
HDHP 6000:
No
Choice Plus
DHMO 2500:
No
Referrals requiredColorado Doctors Plan
HDHP 6000:
No
Colorado Doctors Plan
DHMO 2500:
No
Choice Plus
HDHP 6000:
No
Choice Plus
DHMO 2500:
No
Health savings accountColorado Doctors Plan
HDHP 6000:
Yes
Colorado Doctors Plan
DHMO 2500:
No
Choice Plus
HDHP 6000:
Yes
Choice Plus
DHMO 2500:
No
Medical highlightsColorado Doctors Plan
HDHP 6000
Colorado Doctors Plan
DHMO 2500
Choice Plus
HDHP 6000
Choice Plus
DHMO 2500
NetworkNetworkNetworkOut-of-networkNetworkOut-of-network
Annual medical deductibleColorado Doctors Plan
HDHP 6000 Network:
$6,000 (I)
$12,000 (F)
Colorado Doctors Plan
DHMO 2500 Network:
$2,500 individual (I)
$5,000 family (F)
Choice Plus
HDHP 6000 Network:
$6,000 (I)
$12,000 (F)
Choice Plus
HDHP 6000 Out-of-network:
$10,000 (I)
$20,000 (F)
Choice Plus
DHMO 2500 Network:
$2,500 (I)
$5,000 (F)
Choice Plus
DHMO 2500 Out-of-network:
$5,000 (I)
$15,000 (F)
Annual OOP2 limitColorado Doctors Plan
HDHP 6000 Network:
$6,000 (I)
$12,000 (F)
Colorado Doctors Plan
DHMO 2500 Network:
$4,500 individual (I)
$9,000 family (F)
Choice Plus
HDHP 6000 Network:
$6,000 (I)
$12,000 (F)
Choice Plus
HDHP 6000 Out-of-network:
$15,000 (I)
$30,000 (F)
Choice Plus
DHMO 2500 Network:
$4,500 (I)
$9,000 (F)
Choice Plus
DHMO 2500 Out-of-network:
$15,000 (I)
$30,000 (F)
Preventive careColorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
$0 after deductible
Choice Plus
HDHP 6000 Out-of-network:
$0 after deductible
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
Not covered
PCP visitsColorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
$0 after deductible7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
50%7
Specialist visitsColorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
$40 copay
Choice Plus
HDHP 6000 Network:
$0 after deductible7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
$40 copay
Choice Plus
DHMO 2500 Out-of-network:
50%7
Urgent careColorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
$0 after deductible7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
50%7
Virtual careColorado Doctors Plan
HDHP 6000 Network:
$54 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
$54 after deductible
Choice Plus
HDHP 6000 Out-of-network:
Not covered
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
Not covered
Vision exams3Colorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
Not covered
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
Not covered
Emergency careColorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
20% coinsurance after deductible
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
$0 copay8
Choice Plus
DHMO 2500 Network:
20% coinsurance after deductible
Choice Plus
DHMO 2500 Out-of-network:
20% coinsurance after deductible8
Inpatient careColorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
20% coinsurance after deductible
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
20%7
Choice Plus
DHMO 2500 Out-of-network:
50%7
Outpatient careColorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
20% coinsurance after deductible
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
50%7
Diagnostic lab and X-rayColorado Doctors Plan
HDHP 6000 Network:
$0 copay7
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
Not covered
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
Not covered
Rehabilitation services4Colorado Doctors Plan
HDHP 6000 Network:
$0 copay7
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
50%7
Hospital or SNF5 stayColorado Doctors Plan
HDHP 6000 Network:
$0 copay7
Colorado Doctors Plan
DHMO 2500 Network:
20% coinsurance
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
20%7
Choice Plus
DHMO 2500 Out-of-network:
50%7
Mental health (outpatient)Colorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
50%7
Mental health (inpatient)Colorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
20% coinsurance
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
20%7
Choice Plus
DHMO 2500 Out-of-network:
50%7
Acupuncture6Colorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
100%7
Choice Plus
HDHP 6000 Out-of-network:
Not covered
Choice Plus
DHMO 2500 Network:
$0 copay
Choice Plus
DHMO 2500 Out-of-network:
Not covered
Chiropractic6Colorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
$0 copay
Choice Plus
HDHP 6000 Network:
$0 copay
Choice Plus
HDHP 6000 Out-of-network:
Not covered
Choice Plus
DHMO 2500 Network:
100%7
Choice Plus
DHMO 2500 Out-of-network:
Not covered
Hearing aidsColorado Doctors Plan
HDHP 6000 Network:
$0 after deductible
Colorado Doctors Plan
DHMO 2500 Network:
20% coinsurance after deductible
Choice Plus
HDHP 6000 Network:
$0 copay7
Choice Plus
HDHP 6000 Out-of-network:
50%7
Choice Plus
DHMO 2500 Network:
20%7
Choice Plus
DHMO 2500 Out-of-network:
50%7

Network facilities

Whether you prefer a robust local or national network, these maps may give you a better sense of which network best fits your family’s needs.

Colorado Doctors Plan network facilities

Advent Health Hospitals

  • Advent Health Avista
  • Advent Health Porter
  • Advent Health Littleton
  • Advent Health Castle Rock
  • Advent Health Parker

Common Spirit Hospitals

  • St. Anthony Hospital Lakewood
  • St. Anthony Hospital North
  • St. Francis Hospital
  • Longmont United Hospital
  • Penrose Hospital

HealthOne Hospitals

  • Centennial Hospital
  • Sky Ridge Medical Center
  • Swedish Medical Center
  • The Medical Center of Aurora
  • Presbyterian St. Lukes
  • Rocky Mountain Hospital for Children
  • Spalding Rehabilitation Hospital
  • North Suburban Medical Center
  • Rose Medical Center

Children’s Hospital of Colorado

  • Aurora
  • Colorado Springs
  • Broomfield
  • Highlands Ranch

Choice Plus national network facilities

  • Centennial Hospital
  • Advent Health Castle Rock
  • Advent Health Littleton
  • Advent Health Parker
  • Advent Health Avista
  • Advent Health Porter
  • Children’s Hospital Colorado – Aurora
  • Children’s Hospital Colorado – Broomfield
  • Children’s Hospital Colorado – Colorado Springs
  • Children’s Hospital Colorado – Highlands Ranch
  • Denver Health Medical Center
  • Lutheran Medical Center
  • Medical Center of Aurora
  • North Suburban Medical Center
  • Platte Valley Medical Center
  • Presbyterian St. Luke’s Medical Center
  • Rocky Mountain Hospital for Children
  • Rose Medical Center
  • Saint Joseph Hospital
  • Sky Ridge Medical Center
  • St. Anthony Hospital
  • St. Anthony North Hospital
  • Swedish Medical Center
  • UCHealth Broomfield Hospital
  • UCHealth Highlands Ranch Hospital
  • University of Colorado Hospital

Support that goes above and beyond

You’ll get the information and advocacy to help you get the most out of your health and wellness benefits.

  • If you have a device – computer, tablet or smartphone1 – you can see a doctor or behavioral health specialist through 24/7 Virtual Visits
  • With UHC Rewards, you’ll be rewarded for a variety of actions – many of which you may already be doing
  • Real Appeal® is a digital program that helps guide, support and inspire you on your path to healthy weight management
  • However you like to get fit, One Pass Select™ offers tiered memberships to thousands of fitness locations – plus digital apps and more – at special member rates

Getting the most from your plan website

Our secure member website, myuhc.com, is your personalized health plan hub, where you search for care or see your plan information at a glance – on a smartphone1, tablet or computer.

  • Easy provider search
  • Current claim information
  • Benefit information and plan materials
  • How to replace or print a lost health plan ID card
  • Wellness tools
  • Your Explanation of Benefits

See how easy it can be to manage your plan in this video

Watch the UnitedHealthcare® app in action