It’s good to have options
The Cherry Creek School District offers you and your family a choice of 4 medical plans – 2 Choice Plus plans designed for flexibility and 2 Colorado Doctors Plan options focused on value.
- UnitedHealthcare Choice Plus HDHP 6000
- UnitedHealthcare Choice Plus DHMO 2500
- UnitedHealthcare Colorado Doctors Plan HDHP 6000
- UnitedHealthcare Colorado Doctors Plan DHMO 2500
Whichever plan you choose, you’ll have coverage for a range of services including:
- Preventive care (100% coverage in network)
- Physician and specialist office visits
- Lab, X-ray and diagnostic services
- Urgent care and emergency services
- Inpatient hospital services
- Rehabilitation and skilled nursing facility services
- Behavioral health services
Get a first look at how your plan works
See how the Colorado Doctors Plan may help simplify your life.
Watch what makes Choice Plus different.
Plans designed to help fit the way you live
Take a closer look at the distinctive benefits of each of the Colorado Doctors Plan and Choice Plus plans.
Colorado Doctors Plan
A collaboration between UnitedHealthcare, CommonSpirit Health, AdventHealth, HealthONE and Banner Health, Colorado Doctors Plan (CDP) is a different kind of health plan – one that focuses on your relationship with your doctor.
CDP is available to employees in the Denver metro area, including these 11 counties:
- Adams
- Arapahoe
- Boulder
- Broomfield
- Denver
- Douglas
- El Paso
- Jefferson
- Larimer
- Morgan
- Weld
Plan highlights
Broad network coverage
Choosing from the CDP network of providers and facilities is a key to getting cost savings and quality care. Just note that if you go outside the network for non-emergent care, you’ll be responsible for all the costs yourself.Lower copays and out-of-pocket costs
The plans do include copays – the fixed amount you pay each time you see a network provider – but you’ll have a $0 copay for PCP, urgent care, online medical and behavioral health visits.No referrals required to see a specialist
While your PCP may be in the best position to recommend specialist care, you won’t need a referral for a specialist visit.Preventive care at no additional cost with a network provider
Along with wellness coverage, you’ll get a range of tools and resources to help keep you active and informed about your health.Pharmacy benefits through OptumRx
You can order up to a 3-month supply of the medications you take regularly and have them delivered right to your home.Health Savings Account (HSA) with HDHP plan
Your HSA is basically a personal bank account that lets you save money, pre-tax, to help pay for your out-of-pocket medical expenses. It may offer more flexibility than a Flexible Spending Account (FSA), which is offered with the DHMO plan.
Want to look even deeper into coverage amounts and more?
Download your plan’s Summary of Benefits and Coverage (SBC)
Colorado Doctors Plan DHMO 2500
Colorado Doctors Plan HDHP 6000
Choice Plus
With the UnitedHealthcare Choice Plus plans, you have the freedom to choose your care from within or outside the network – without having to choose a primary care provider (PCP) or forfeiting coverage when you go out of network.
Plan highlights
Out-of-network coverage
With the plans, you have coverage for out-of-network care.Savings on network services
While you’re not required to stay in the network, you may save more if you do, since network providers have negotiated rates with UnitedHealthcare. When you want to find a network provider, just follow the steps in the Provider Search.Robust national network
The UnitedHealthcare national network of providers and facilities may not only save you money, but gives you access to quality care – even when you’re traveling.Preventive care at no additional cost with a network provider
Along with wellness coverage, you’ll get a range of tools and resources to help keep you active and informed about your health.Pharmacy benefits through OptumRx
You can order up to a 3-month supply of the medications you take regularly and have them delivered right to your home.Health Savings Account (HSA) with HDHP plan
Your HSA is basically a personal bank account that lets you save money, pre-tax, to help pay for your out-of-pocket medical expenses. It may offer more flexibility than a Flexible Spending Account (FSA), which is offered with the DHMO plan.
Want to look even deeper into coverage amounts and more?
Download your plan’s Summary of Benefits and Coverage (SBC)
Choice Plus Plan DHMO 2500
Choice Plus Plan HDHP 6000
Health benefits July 1, 2024 – June 30, 2025 Plan overview | Colorado Doctors Plan HDHP 6000 | Colorado Doctors Plan DHMO 2500 | Choice Plus HDHP 6000 | Choice Plus DHMO 2500 |
---|---|---|---|---|
Network coverage | Colorado Doctors Plan HDHP 6000: Network | Colorado Doctors Plan DHMO 2500: Network | Choice Plus HDHP 6000: Network and out-of-network | Choice Plus DHMO 2500: Network and out-of-network |
National network | Colorado Doctors Plan HDHP 6000: No | Colorado Doctors Plan DHMO 2500: No | Choice Plus HDHP 6000: Yes | Choice Plus DHMO 2500: Yes |
PCP required | Colorado Doctors Plan HDHP 6000: Yes | Colorado Doctors Plan DHMO 2500: Yes | Choice Plus HDHP 6000: No | Choice Plus DHMO 2500: No |
Referrals required | Colorado Doctors Plan HDHP 6000: No | Colorado Doctors Plan DHMO 2500: No | Choice Plus HDHP 6000: No | Choice Plus DHMO 2500: No |
Health savings account | Colorado Doctors Plan HDHP 6000: Yes | Colorado Doctors Plan DHMO 2500: No | Choice Plus HDHP 6000: Yes | Choice Plus DHMO 2500: No |
Medical highlights | Colorado Doctors Plan HDHP 6000 | Colorado Doctors Plan DHMO 2500 | Choice Plus HDHP 6000 | Choice Plus DHMO 2500 | ||
---|---|---|---|---|---|---|
Network | Network | Network | Out-of-network | Network | Out-of-network | |
Annual medical deductible | Colorado Doctors Plan HDHP 6000 Network: $6,000 (I) $12,000 (F) | Colorado Doctors Plan DHMO 2500 Network: $2,500 individual (I) $5,000 family (F) | Choice Plus HDHP 6000 Network: $6,000 (I) $12,000 (F) | Choice Plus HDHP 6000 Out-of-network: $10,000 (I) $20,000 (F) | Choice Plus DHMO 2500 Network: $2,500 (I) $5,000 (F) | Choice Plus DHMO 2500 Out-of-network: $5,000 (I) $15,000 (F) |
Annual OOP2 limit | Colorado Doctors Plan HDHP 6000 Network: $6,000 (I) $12,000 (F) | Colorado Doctors Plan DHMO 2500 Network: $4,500 individual (I) $9,000 family (F) | Choice Plus HDHP 6000 Network: $6,000 (I) $12,000 (F) | Choice Plus HDHP 6000 Out-of-network: $15,000 (I) $30,000 (F) | Choice Plus DHMO 2500 Network: $4,500 (I) $9,000 (F) | Choice Plus DHMO 2500 Out-of-network: $15,000 (I) $30,000 (F) |
Preventive care | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: $0 after deductible | Choice Plus HDHP 6000 Out-of-network: $0 after deductible | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: Not covered |
PCP visits | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: $0 after deductible7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Specialist visits | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: $40 copay | Choice Plus HDHP 6000 Network: $0 after deductible7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: $40 copay | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Urgent care | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: $0 after deductible7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Virtual care | Colorado Doctors Plan HDHP 6000 Network: $54 after deductible | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: $54 after deductible | Choice Plus HDHP 6000 Out-of-network: Not covered | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: Not covered |
Vision exams3 | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: Not covered | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: Not covered |
Emergency care | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: 20% coinsurance after deductible | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: $0 copay8 | Choice Plus DHMO 2500 Network: 20% coinsurance after deductible | Choice Plus DHMO 2500 Out-of-network: 20% coinsurance after deductible8 |
Inpatient care | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: 20% coinsurance after deductible | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: 20%7 | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Outpatient care | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: 20% coinsurance after deductible | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Diagnostic lab and X-ray | Colorado Doctors Plan HDHP 6000 Network: $0 copay7 | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: Not covered | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: Not covered |
Rehabilitation services4 | Colorado Doctors Plan HDHP 6000 Network: $0 copay7 | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Hospital or SNF5 stay | Colorado Doctors Plan HDHP 6000 Network: $0 copay7 | Colorado Doctors Plan DHMO 2500 Network: 20% coinsurance | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: 20%7 | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Mental health (outpatient) | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Mental health (inpatient) | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: 20% coinsurance | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: 20%7 | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Acupuncture6 | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: 100%7 | Choice Plus HDHP 6000 Out-of-network: Not covered | Choice Plus DHMO 2500 Network: $0 copay | Choice Plus DHMO 2500 Out-of-network: Not covered |
Chiropractic6 | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: $0 copay | Choice Plus HDHP 6000 Network: $0 copay | Choice Plus HDHP 6000 Out-of-network: Not covered | Choice Plus DHMO 2500 Network: 100%7 | Choice Plus DHMO 2500 Out-of-network: Not covered |
Hearing aids | Colorado Doctors Plan HDHP 6000 Network: $0 after deductible | Colorado Doctors Plan DHMO 2500 Network: 20% coinsurance after deductible | Choice Plus HDHP 6000 Network: $0 copay7 | Choice Plus HDHP 6000 Out-of-network: 50%7 | Choice Plus DHMO 2500 Network: 20%7 | Choice Plus DHMO 2500 Out-of-network: 50%7 |
Network facilities
Whether you prefer a robust local or national network, these maps may give you a better sense of which network best fits your family’s needs.
Colorado Doctors Plan network facilities
Advent Health Hospitals
- Advent Health Avista
- Advent Health Porter
- Advent Health Littleton
- Advent Health Castle Rock
- Advent Health Parker
Common Spirit Hospitals
- St. Anthony Hospital Lakewood
- St. Anthony Hospital North
- St. Francis Hospital
- Longmont United Hospital
- Penrose Hospital
HealthOne Hospitals
- Centennial Hospital
- Sky Ridge Medical Center
- Swedish Medical Center
- The Medical Center of Aurora
- Presbyterian St. Lukes
- Rocky Mountain Hospital for Children
- Spalding Rehabilitation Hospital
- North Suburban Medical Center
- Rose Medical Center
Children’s Hospital of Colorado
- Aurora
- Colorado Springs
- Broomfield
- Highlands Ranch
Choice Plus national network facilities
- Centennial Hospital
- Advent Health Castle Rock
- Advent Health Littleton
- Advent Health Parker
- Advent Health Avista
- Advent Health Porter
- Children’s Hospital Colorado – Aurora
- Children’s Hospital Colorado – Broomfield
- Children’s Hospital Colorado – Colorado Springs
- Children’s Hospital Colorado – Highlands Ranch
- Denver Health Medical Center
- Lutheran Medical Center
- Medical Center of Aurora
- North Suburban Medical Center
- Platte Valley Medical Center
- Presbyterian St. Luke’s Medical Center
- Rocky Mountain Hospital for Children
- Rose Medical Center
- Saint Joseph Hospital
- Sky Ridge Medical Center
- St. Anthony Hospital
- St. Anthony North Hospital
- Swedish Medical Center
- UCHealth Broomfield Hospital
- UCHealth Highlands Ranch Hospital
- University of Colorado Hospital
Provider search
Whether your plan requires you to choose a primary care provider (PCP) or not, it’s not a bad idea to see what your network options are. Just click on the link for the plan you’re considering, then follow the simple steps below.
Click on Search the provider network. You will see a message that you are leaving our website. This is normal; click Continue. Under Find Care by Category, select People Then select Primary Care for a list of the PCP types Click on All Primary Care Providers to see a list of PCPs
Support that goes above and beyond
You’ll get the information and advocacy to help you get the most out of your health and wellness benefits.
- If you have a device – computer, tablet or smartphone1 – you can see a doctor or behavioral health specialist through 24/7 Virtual Visits
- With UHC Rewards, you’ll be rewarded for a variety of actions – many of which you may already be doing
- Real Appeal® is a digital program that helps guide, support and inspire you on your path to healthy weight management
- However you like to get fit, One Pass Select™ offers tiered memberships to thousands of fitness locations – plus digital apps and more – at special member rates
Getting the most from your plan website
Our secure member website, myuhc.com, is your personalized health plan hub, where you search for care or see your plan information at a glance – on a smartphone1, tablet or computer.
- Easy provider search
- Current claim information
- Benefit information and plan materials
- How to replace or print a lost health plan ID card
- Wellness tools
- Your Explanation of Benefits